Which feature is prohibited in a Medicare Supplement policy?

Which feature is prohibited in a Medicare Supplement policy?

• A. Duplicate Medicare benefits
• B. Extra coverage for foreign travel
• C. Vision benefits
• D. Dental benefits

Answer: (A)

Medicare Supplement plans are meant to fill gaps in what Medicare pays, not to duplicate benefits Medicare already covers. Because of that, a feature that pays for the same benefits Medicare provides is not allowed in a Medigap policy. Foreign travel emergency coverage is allowed in some Medigap plans, while routine vision or dental coverage isn’t a standard part of these plans and isn’t prohibited by the duplication rule.

Medicare Supplement plans are meant to fill gaps in what Medicare pays, not to duplicate benefits Medicare already covers. Because of that, a feature that pays for the same benefits Medicare provides is not allowed in a Medigap policy. Foreign travel emergency coverage is allowed in some Medigap plans, while routine vision or dental coverage isn’t a standard part of these plans and isn’t prohibited by the duplication rule.